How to Handle an Auto Accident

 

Auto Accidents are unexpected and stressful. Even the most careful drivers may be involved.

 

WHAT TO DO AFTER A TRAFFIC ACCIDENT:

1. Try and remain calm.
2. Check for injuries. Vehicles and property can be replaced; lives can not.
3. If the accident is minor and there aren’t any serious injuries, move to a safe place, out of the main stream of traffic - to avoid involving more vehicles.
4. Turn on hazard lights and/or use other safety equipment (like flares, etc.) if they are needed and available.

 

1. Write a list of damages to all of the vehicles or property.
2. Get the names, addresses and license numbers of persons involved in the accident; and write down a description of the vehicles.
3. Always call the police, even if it is a minor accident. Get a copy of the police report, or get the police report number, so you can get a copy.
4. If possible, get the names and addresses of any witnesses; this can help if there is a disagreement as to how the accident happened.
5. Notify your insurance agent about the accident immediately.

 

1. DO NOT sign any document unless it is for the police or your own insurance company.
2. Make immediate notes about any other details regarding the accident: people involved, who was driving or a passenger, damages, etc.
3. Be polite, NEVER admit fault, but don't accuse the other driver either. Discuss the accident only with the police or your insurance representative, and limit your information to facts. Be truthful. Obtain the insurance carrier information from the other vehicles involved in the accident.
4. Take pictures. It’s wise to keep an inexpensive disposable flash camera in your car. Or, use a camera phone if you have one.
5. If possible, remain at the scene until the police and other driver(s) have left.
6. Finally, remember that the accident investigation should be left to the police and the insurance companies.